Free Budget Guide

Many people make New Year's resolutions. If you resolved to improve your financial situation this year, you can turn to Bills.com's Debt Freedom guide site for help. Bills.com offers consumers a free, step-by-step, 17-page guide to debt freedom. The guide is available electronically in PDF format by sending an e-mail message to guide@bills.com or by visiting http://www.bills.com/guide. The Bills.com site also has a library of news releases, consumer finance advice and other helpful information. Below are some tips to stay financially savvy from Bills.com.
1. Know Your Goals: Meet with your family to establish meaningful goals.
2. Create a Budget: A monthly budget allows families to make sure they live within their means. Then, you can direct funds toward the goals set in Step 1.
3. Don't Charge It: The first step to eliminating debt is to stop adding to your debt, Cut extra credit cards and pay more than the minimum each month -- and pay as much as you can.
4. Guard Your Credit: It's wise to check your report each year to watch for suspicious activity that could be a sign of identity theft.
5. Get Catastrophic Insurance Coverage.
For more information, please visit Bills.com's Debt Freedom guide site.

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